Saturday, August 17, 2013

Insurance coverage

Home personal insurance coverage must be sufficient to cover rebuilding costs and replacing furniture and fixtures in the event of fire or other damage and to be covered in the event of injury happening on your property. To decide the amount of insurance you will need for rebuilding, subtract the cost of the land and foundations from the house value and ensure that you have cover for at least 80% of the resulting cost. Liability insurance coverage for most householder's policies is typically around $250 ,000. 

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